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Insurance Underwriting Specialists

Mercor is partnering with a leading AI lab to train frontier models on high-quality insurance reasoning data. We're hiring Insurance Underwriting Specialists to design realistic underwriting and risk-selection scenarios, evaluate model outputs against established industry standards, and help shape how the next generation of AI reasons about risk assessment, policy provisions, pricing, and coverage decisions.

Remote$80 per hour
Hiring companyMercor
Application processN/ANo approved reviews yet
Work experienceN/ANo approved reviews yet

About the role

We welcome underwriters across all lines, including life, health, property, casualty, commercial, personal, specialty, marine, surety, and reinsurance — from carriers, MGAs, and reinsurers.

Role Highlights

  • Minimum 20 hours per week (ideally 40+).
  • Role starts immediately, applications reviewed on a rolling basis.

Contract and Payment Terms

  • You will be engaged as an independent contractor.
  • This is a fully remote role that can be completed on your own schedule.
  • Projects can be extended, shortened, or concluded early depending on needs and performance.
  • Your work at Mercor will not involve access to confidential or proprietary information from any employer, client, or institution.

Responsibilities

  • Design realistic scenarios involving risk selection, exposure analysis, policy terms and conditions, exclusions, endorsements, pricing, and coverage determinations.
  • Create work products such as underwriting decisions, risk assessments, rating and pricing rationales, coverage analyses, and referral write-ups.
  • Write "golden" reference responses at experienced underwriting-professional quality.
  • Grade AI-generated responses against structured rubrics for risk-selection accuracy, provision interpretation, pricing correctness, and sound judgment.
  • Identify misread policy language, flawed risk classifications, incorrect pricing math, and gaps in documented rationale.
  • Provide written feedback the research team uses to improve model behavior.
  • Participate in onboarding office hours and calibration sessions.

Required skills

  • Have 2+ years of professional experience in insurance underwriting (any line).
  • Understand how policy provisions, exclusions, endorsements, and rating factors determine coverage and price.
  • Can weigh risk, exposure, and financial evidence and articulate a defensible decision with a documented rationale.
  • Demonstrate excellent written analysis, balanced judgment, and high attention to detail.
  • Can distinguish underwriting decisions from sales/agent recommendations and from formal legal advice.

Preferred skills

  • CPCU, CLU, AINS, ARM, AU, FALU, or comparable industry credential.
  • Experience across multiple lines of business or specialty risks.
  • Reinsurance, treaty, or facultative underwriting experience.
  • Actuarial, pricing, or catastrophe-modeling exposure.
  • Experience with regulatory filings, compliance, or audit review.

Eligibility

Work arrangement: Fully remote

  • Please note: We are unable to support H1-B or STEM OPT candidates at this time.

Compensation details

$80 per hour.

  • Payments are weekly on Stripe or Wise based on services rendered.
More about the hiring companyMercor
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